Banks will remain closed in Odisha, Uttarakhand and Manipur on Thursday, July 16, on account of regional festivals including Jagannath Rath Yatra and Harela, in accordance with the Reserve Bank of India's (RBI) state-wise holiday calendar. However, bank branches across Madhya Pradesh will function as usual, with no banking holiday notified for the state.

The holiday applies only to the states where the festivals are officially observed. Customers in the affected states are advised to plan branch visits accordingly, while digital banking services will continue to remain available.

Holiday for Regional Festivals

The closure has been announced to mark Jagannath Rath Yatra, one of Odisha's most significant religious festivals, and Harela, a traditional festival celebrated primarily in Uttarakhand that marks the beginning of the monsoon and the agricultural season.

Manipur has also been included in the state-wise banking holiday list for the day.

Digital Banking Services Unaffected

Although physical bank branches will remain closed in the affected states, customers will continue to have access to digital banking facilities, including:

• Internet banking

• Mobile banking applications

• Unified Payments Interface (UPI)

• ATM cash withdrawals

• Debit and credit card transactions

Online fund transfers through NEFT and RTGS will also be available as per the RBI's operational schedule.

Banks Open in Madhya Pradesh

There is no banking holiday in Madhya Pradesh on July 16, and all public sector, private sector and cooperative bank branches are expected to operate according to their normal business hours.

Customers in the state can visit branches for routine banking services, including cash deposits and withdrawals, cheque clearance, account-related services and loan transactions.

Customers Advised to Check Local Holiday List

Bank holidays in India are notified by the Reserve Bank of India and vary from state to state depending on local festivals, public holidays and regional observances. Customers travelling across states are advised to verify the applicable holiday schedule before planning branch visits.

While branch operations may remain suspended in certain states, digital banking platforms ensure uninterrupted access to most banking services throughout the holiday.