UPI Payment Limit: How to Transfer Over ₹1 Lakh in a Day

Business

UPI Payment Limit: How to Transfer Over ₹1 Lakh in a Day

While the standard UPI payment limit is ₹1 lakh per day, higher transfers are possible through specific bank permissions, verified merchants, or special use cases like hospital bills or education fees. Here's how it works, step by step.

 

UPI Payment Limit You can transfer up to 1 lakh rupees in a day through UPI. This limit depends on banks and UPI apps like BHIM, Gpay, PhonePe or Paytm. However, most apps give a limit of up to one lakh rupees. But it depends on the bank and UPI, which you can increase later.

As the trend of digital payment has increased rapidly in the country, the needs of the people are also increasing at the same pace. Especially for those who do big transactions every day. But due to UPI's daily limit of Rs 1 lakh, they have to face many problems.

In such a situation, the question arises whether the daily limit of UPI can be increased. If yes, then how? And when can it be increased? What are the rules of banks and UPI apps for this? And who provides the facility to increase the limit?

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30 Jul 2025 By Nitin Trivedi

UPI Payment Limit: How to Transfer Over ₹1 Lakh in a Day

Business

UPI Payment Limit You can transfer up to 1 lakh rupees in a day through UPI. This limit depends on banks and UPI apps like BHIM, Gpay, PhonePe or Paytm. However, most apps give a limit of up to one lakh rupees. But it depends on the bank and UPI, which you can increase later.

As the trend of digital payment has increased rapidly in the country, the needs of the people are also increasing at the same pace. Especially for those who do big transactions every day. But due to UPI's daily limit of Rs 1 lakh, they have to face many problems.

In such a situation, the question arises whether the daily limit of UPI can be increased. If yes, then how? And when can it be increased? What are the rules of banks and UPI apps for this? And who provides the facility to increase the limit?

https://english.dainikjagranmpcg.com/business/upi-payment-limit-how-to-transfer-over-%E2%82%B91-lakh-in/article-3366
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