The case dates back to August 2025. The complainant, Yogendra Jadaun, a resident of Scheme No. 114 in Indore, said he activated net banking for his Bank of Baroda account on August 30. According to his complaint, before he could download or use any UPI application, money was withdrawn from his account on the same night.

Jadaun immediately contacted the national cybercrime helpline at 1930 to report the unauthorised transaction. However, before action could be taken, additional amounts were debited from his account in multiple transactions between September 1 and September 3. By the end of this period, the total loss had reached approximately ₹1 lakh.

He later approached the cyber cell, which took up the case for technical analysis. During the inquiry, officials found that the funds had been transferred using a UPI platform. Jadaun, however, maintained that he had never downloaded or activated any UPI app, raising concerns over how the transactions were executed without his knowledge.

After completing its investigation, the cyber cell forwarded the case to Lasudia police. Based on the findings, police registered an FIR against unidentified persons and initiated further proceedings.

Police officials said that transaction records, digital logs, and other technical evidence are being examined to identify the accused. “The suspect will be traced through transaction details and electronic footprints,” an officer said.

Authorities have once again urged bank customers to remain alert while enabling digital banking services and to promptly report any suspicious activity, as cyber fraud cases continue to rise.