Chhattisgarh Government Abolishes Mandatory Loan Book for Land Transactions: Major Relief for Farmers and Landowners

For decades, the loan book, also known as the "kisan kitab," played a crucial role in land dealings across Chhattisgarh. It recorded details about agricultural loans, mortgages, and ownership status, often causing delays and inconvenience during land deals. Many landowners and farmers have experienced frustration due to the unavailability of updated loan books or the challenges in obtaining fresh ones after transactions.

According to the order issued by the Office of Registration and Superintendent of Stamps, all district registrars have been directed to stop demanding loan books for land registration. The state noted that with the digitization of revenue records and the introduction of the Bhuiyan online portal, details like land maps, "khasra," and B-1 records are now easily accessible online. Importantly, these online records are considered valid for all official processes.

The integration of registration software with the Bhuiyan portal allows real-time verification of a seller’s land ownership through up-to-date digital records. With features like auto-mutation, ownership updates occur automatically after any land registration, ensuring new B-1 records reflect current ownership without delay.

Previously, obtaining a physical loan book would cause unnecessary hardship, and its relevance diminished in a paperless, tech-driven system. Now, buyers and sellers need not produce a loan book during land registration. Instead, authorities will confirm all necessary ownership and loan details using online data alone.

This reform is expected to streamline Chhattisgarh’s property transactions, minimize red tape, and provide much-needed relief to the agriculture community and landowners statewide.​