SIP vs NPS vs EPF: Best Investment Option for a Stress-Free Retirement

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SIP vs NPS vs EPF: Best Investment Option for a Stress-Free Retirement

Confused between SIP, NPS, and EPF for retirement planning? Here's a comparison of returns, tax benefits, and flexibility to help you decide the ideal investment for a secure future.

Best Retirement Plan It is important to prepare for retirement during your job period itself. The sooner you start, the bigger the fund will be. MF, SIP, NPS and EPF are all good options for retirement fund. All three have their own benefits. Among these, EPF and NPS come with tax saving option.

As long as you are earning, there is no tension of expenses. But when you retire, it is important to prepare for the expenses after that. You need to do this preparation during your earning period itself and that too very early. Otherwise, the more time passes by, the less fund you will be able to create for retirement.

There are many options for creating a retirement fund (Best Retirement Plan), out of which 3 are more popular. These include Mutual Fund SIP, National Pension Scheme (NPS) and Employee Provident Fund or EPF. But let's know which of these will be best for you.

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